Resources

Real estate resources for Santa Clarita and the San Fernando Valley

Free tools, step-by-step guides and the official local links buyers, sellers and homeowners actually need, gathered in one place by the Alonso Real Estate Group.

For buyers

Buying a home, step by step

Five steps from budget to keys, with the tool or guide for each one.

  1. 1

    Get pre-approved

    Know your real budget before you tour, so sellers take your offer seriously.

    Pre-approval, explained CalHFA first-time buyer programs

  2. 2

    Know the full monthly cost

    California property taxes start at 1% of the price plus local bonds and assessments, and many newer Santa Clarita neighborhoods add Mello-Roos. Add HOA dues and insurance before you set a price range.

    Payment Calculator Plan for closing costs

  3. 3

    Shop the right homes

    Search the MLS, compare neighborhoods, and check a condo before you fall for it: an FHA or VA buyer needs an approved project.

    Search all homes FHA & VA Condo Lookup New construction Neighborhood guides

  4. 4

    Offer and escrow

    Your agent writes the offer and its contingencies; escrow holds the deposit while inspections, appraisal and the loan come together.

    Contingencies Earnest money Escrow 101

  5. 5

    Close and move in

    Do the final walkthrough, sign, get your keys. Then file your Homeowners' Exemption and watch for the supplemental tax bill.

    Final walkthrough checklist Owning a home: taxes, permits, utilities

For homeowners

Owning a home in Los Angeles County

Taxes, exemptions, insurance, permits and utilities, with links straight to the official source.

LA County

Property taxes

Installments are due November 1 and February 1, and become late after December 10 and April 10. After you buy, expect a separate supplemental bill within about 3 to 12 months; it is usually not paid through your loan's impound account.

LA County Treasurer & Tax Collector Property tax portal

LA County Assessor

Prop 19 and your tax base

Homeowners 55 and older, or severely disabled, can carry their property tax base to a replacement home anywhere in California, up to three times. Inherited homes follow new rules too.

Prop 19 fact sheet (PDF) How your home is valued (PDF)

City & County

Permits

Who issues your permit depends on where you live: the City of Santa Clarita for Valencia, Saugus, Newhall and Canyon Country; LA County Public Works for unincorporated areas like Stevenson Ranch and Castaic; and LA Building & Safety for San Fernando Valley neighborhoods in the City of Los Angeles.

City of Santa Clarita LA County Public Works LA Building & Safety

Local providers

Utilities

SCV Water, Southern California Edison and SoCalGas serve most of the Santa Clarita Valley. In City of Los Angeles neighborhoods, LADWP provides water and power.

SCV Water SCE SoCalGas LADWP

Neighborhoods

Know the neighborhood

Homes, schools, commutes and lifestyle for the twelve communities we know best.

FAQ

Quick answers

Are these real estate tools free?

Yes. The payment calculator, the FHA & VA condo lookup and the new construction map work without signing up. The home value estimate and saved home searches ask for your contact details so we can send you results.

How do I find out if a condo is FHA approved?

Use our FHA & VA Condo Lookup. Search by building name, street, city or ZIP to see a project's FHA approval and VA status on a map, drawn from the HUD and VA lists.

What is a supplemental property tax bill?

When you buy a home in Los Angeles County, the Assessor reassesses it at the purchase price and sends a separate bill for the difference between the new value and the seller's old value. It usually arrives 3 to 12 months after you buy and is usually not paid by your lender's impound account, so set money aside for it.

How can I lower my property taxes in Los Angeles County?

If you live in the home, file the Homeowners' Exemption once to take $7,000 off your assessed value. If your home's market value drops below its assessed value, you can ask the Assessor for a decline-in-value review. Owners 55 and older can use Prop 19 to carry their tax base to a new home.

Do I need a permit for my project?

Most structural, electrical, plumbing and many outdoor projects need one. Which office issues it depends on where you live: the City of Santa Clarita, LA County Public Works for unincorporated areas, or LA Building & Safety in the City of Los Angeles. Work done without permits can complicate a future sale, so check first.

Are there programs for first-time home buyers in California?

Yes. CalHFA offers first mortgages and down payment assistance for eligible first-time buyers through approved lenders, and some cities and counties run their own programs. A lender can tell you what you qualify for; we can introduce you to local lenders who use them.

Can you help if I am buying or selling from out of state?

Yes. We run virtual home buying and virtual home selling with video tours, electronic signatures and remote closings.

Can't find what you need?

Ask us. We answer real estate questions for free, whether you are buying, selling or just curious.

Links to government and other outside sites are provided for convenience. Rules, dates and programs change; confirm details with the agency or your lender. Alonso Real Estate Group is a brokerage, not a lender or tax advisor.